01Plan
Give the month a shape
Start with what is coming in. Set the categories that matter, keep room for the unexpected, and make the plan feel realistic.
Product
Your money, made manageable.
Sumphoric brings monthly budgeting, transaction tracking, and reporting into one calm rhythm. Explore the preview below, then see how each part fits together.
What’s inside
- Monthly budgets and categories
- Transactions, notes, and search
- CSV import of past activity
- Optional bank connections
- Spending reports
The preview uses fictional data. It shows the product experience, not a live account.
app.sumphoric.comSample data
Left to spend17 days left
$1,403.82
This week12% below average
$312.48
Envelopes
View all- Groceries$426 / $520
- Home$1,450 / $1,450
- Dining out$118 / $220
- Transport$96 / $160
- Utilities$182 / $220
Recent
Nov 12- Whole Foods MarketGroceries−$84.32
- Blue Bottle CoffeeDining out−$6.75
- Northstar StudioIncome+$2,980.00
- City UtilitiesUtilities−$142.60
This is a product preview built with fictional data. It is not a live account.
The monthly rhythm
Plan. Live. Learn.
A budget is not a single spreadsheet. It is a loop: set the intention, live the month, then understand what happened. Sumphoric is built around that loop.
02Live
Stay close without hovering
A quick check should be enough. See recent activity, know what is left, and make small adjustments before they become surprises.
03Learn
Turn the month into insight
At the end, see the pattern. What worked? What needs a different plan? Carry one useful lesson into the next month.
The core experience
Everything a monthly budget actually needs.
No dashboards for their own sake, no features that exist to fill a comparison chart. These are the eight parts of Sumphoric that do the daily work.
Monthly budgeting
Plan the month with envelope-style budgets, rollover for what you do not spend, and one clear number for what is left.
Income and expense categories
Start with sensible defaults, then rename or add categories until the plan matches your actual life.
Transaction management
Add activity by hand, import it from CSV, or let a connected account do the typing. Search, edit, and note everything.
Category assignment
Transactions land in a category and count against the plan. Reassign anything in one step when the guess is not right.
Spending visibility
Money in, money out, and what remains — across categories and accounts, in a single view built for a five-second check.
Reporting
Monthly trends and category breakdowns that explain where the month went and what to change next.
Importing history
Bring years of past transactions in from a CSV export, review the preview, and keep the context you already built.
Bank connections
Optionally link accounts through Plaid so new transactions arrive automatically. Credentials stay with Plaid.
How it fits together
One plan, one list, one story.
Budgets feed transactions, transactions feed reports, and reports inform next month’s plan. Because all three live in the same product, nothing has to be copied, synced, or reconciled by hand.
Import your history to start with context, connect your accounts to stay current, and spend five minutes a month understanding what changed.
Explore the featuresReady to start
See your money clearly.
A single subscription covers budgeting, transactions, reports, imports, and bank connections. Monthly or annual — same features either way.
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